) that allows any student (even one still in school) to *request* that they [temporarily] be placed in an "in-repayment" status.Once you are considered "in repayment," a lender can consolidate your loans.Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.
Now, due to new legislation, federal loans are only eligible for consolidation during a grace period (when borrowers graduate, leave school, or drop below half-time enrollment), repayment or deferral.
After that, you can ask they they place you *back* at an in-school deferment status -- at which point you can wait until after you leave school to begin repaying your loans.